Human growth and development creates a variety of needs, including primary, secondary and tertiary needs. A place to live or a house is one of the human needs that fall into the category of primary needs or basic needs. However, not all humans have the ability to buy a house so that the way to overcome this is by leasing. However, as the lease agreement progresses, there are often defaults comm…
In a fiduciary agreement, the object that is used as the object of the fiduciary guarantee is still in the control of the owner of the object (the debtor) and is not controlled by the creditor, so in this case it is the surrender of ownership of the object without handing over the physical object. The creditor entrusts the debtor to continue to use the collateral in accordance with its function…
In this study, more emphasis is placed on legal protection for consumers in the misuse of credit features (paylater) by third parties through the shopee marketplace where in fact there is still a lack of all efforts being made to ensure legal certainty to provide protection to consumers, especially the abuse of credit features (paylater) by third parties through the shopee marketplace which has…
Home Ownership Credit is a credit provided by banks to customers, so that they be able to buy a house or for other needs with collateral in the form of a house. In practice, the circulation of money through credit is not always smooth and can be called a bad credit. In essence, people who borrow from banks are economically weak, and it is possible that sometime a disaster or something unexpecte…
It must be admitted that along with the development of the times, it has indirectly changed people's lives, especially when the Covid-19 outbreak is endemic in people's lives, which has made people's lives now done online, especially in buying and selling because its use is efficient and easy, but in practice there is a problem, namely regarding legal uncertainty which is guaranteed because the…
Franchising or what is known as a franchise is a business based on an agreement between two parties, namely the franchisor (the owner of the rights) and the franchise (who is given the right) to run the franchisor's business according to a system determined by the franchisor. The franchise agreement contains a set of terms, conditions, and commitments made and desired by the franchisor for the …
Bank Pembiayaan Rakyat Syariah merupakan sebuah lembaga keuangan yang dalam pelaksanaannya menggunakan prinsip syariah dengan memberikan jasa kepada masyarakat guna memenuhi kebutuhan pembiayaan. Bank Pembiayaan Rakyat Syariah Hasanah Pekanbaru merupakan bank pelopor bagi perbankan syariah di wilayah Provinsi Riau yang beroperasi sejak 09 Januari 1995. Sebagai perbankan syariah, BPR Syariah Has…
Soil is very closely related to human life. Everyone certainly needs land, even land has such an important position for humans, that it creates a desire to control and own it. This sense of ownership will eventually lead to land disputes. One of the problems is the emergence of multiple certificates (overlapping). Dual certificates are certificates that are one parcel of the same land. So, one …
The author's interest in settling bad loans to debtors that include guarantees for private employee decrees (SK) at PT Bank Perkreditan Rakyat Unisritama is because guarantees for employee decrees (SK) are not objects that can be traded or transferred, as well as a clause in the credit agreement between PT Bank Percreditan Rakyat Unisritama with the debtor stating "if the debtor cannot repay th…
Pengaturan bagi hasil belum memiliki tindakan yang jelas, oleh karena itu pengaturan bagi hasil mengikuti pengaturan umum dalam buku III KUHPerdata yang mengatur perikatan.Kesepakatan muncul karena ada konflik antara dua kelompok yang bergabung untuk mencari cara untuk menyepakati, melalui kesepakatan disusun instrumen yang membingkai jenis kebebasan dan komitmen pertemuan yang dimaksud. Bahwa …