Art Original

Pelaksaan Perjanjian Pembiyaan Kendaraan Bermotor Roda Dua pada PT. BFI Finance Indonesia Kantor Cabang di Kota Pekanbaru

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Transportation facilities are an important need for the community in carrying out daily activities. The presence of financial institutions in this era of globalization has had a positive impact on communities with lower-middle economies in order to make it easier and help people to meet their needs for the consumer goods they need. One of the business activities of financial institutions currently is consumer financing or what is called customer finance. The presence of financing institutions in Pekanbaru City certainly helps people overcome limited purchasing power caused by the amount of income they earn. The purpose of writing this thesis is to find out how to implement consumer financing agreements for two-wheeled motorized vehicles at PT. BFI Finance Indonesia Pekanbaru City Branch and what are the obstacles in the process of implementing consumer financing agreements for two-wheeled motorized vehicles at PT. BFI Finance Indonesia Pekanbaru City Branch. The research method used in this writing is an empirical research method, where the researcher carries out an interview process in order to solve the research problem by studying secondary data first. Then proceed with examining primary data or main data in the field by interviewing respondents so that the data obtained is more accurate. Based on the research results, it can be concluded that PT. BFI Finance Indonesia Pekanbaru City Branch provides a restructuring program to consumers who experience obstacles. Obstacles that often arise in the implementation of financing agreements are defaults. This default could be caused by internal factors originating from the PT team. BFI Finance Pekanbaru City Branch Office and external factors originating from customers.

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Availability

Detail Information

Call Number

Hukum 332 Muh p

Language

Indonesia

NPM

171010266

Publisher

Ilmu Hukum : Universitas Islam Riau., 2024

Keyword(s)

Agreement
Default
Consumer Financing

Other Information

Petugas

Uthi Kurnia

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