In a fiduciary agreement, the object that is used as the object of the fiduciary guarantee is still in the control of the owner of the object (the debtor) and is not controlled by the creditor, so in this case it is the surrender of ownership of the object without handing over the physical object. The creditor entrusts the debtor to continue to use the collateral in accordance with its function…
Bank BTN is one of the banks that has credit facilities in the form of home purchase financing (KPR). In particular, Bank BTN has its own branding to the public as a bank that specifically provides financing for mortgages, especially for subsidized housing, so the number of mortgage debtors at Bank BTN is also quite large. . In general, non-performing credit is credit that can cause problems, n…