Perkembangan financial technology (fintech) di Indonesia telah menghadirkan berbagai inovasi dalam sistem pembayaran, salah satunya melalui fitur ShopeePayLater pada platform e-commerce Shopee. Layanan ini memungkinkan pengguna melakukan transaksi dengan sistem pembayaran tunda berdasarkan perjanjian elektronik yang disepakati para pihak. Namun, dalam praktiknya sering terjadi keterlambatan pem…
Online loans are a form of loan that is made online via an application or website without providing collateral for assets. The way online loans work is that the organizer only acts as an intermediary who brings together lenders and loan recipients. Of the various services provided by fintech providers, one of the services that attracts many enthusiasts is the money lending and borrowing service…