The purpose of this study is to find out and analyze the comparison of financial performance in government insurance companies and private insurance companies using the Early Warning System (EWS) method in Indonesia. This research was conducted at government insurance companies and private insurance companies listed on the Indonesia Stock Exchange (IDX) for the 2017-2019 period. The number of s…
Insurance arises and develops following an era where people want to feel safe and live an easier life. Every day humans can experience things or events that cannot be avoided, and often when an unexpected event occurs that causes harm to one or more of the parties involved. In dealing with the examples of problems above, the role of insurance is starting to be needed in human life. The principl…
The background to the problem of the insurance contract must be explained properly to the prospective insured, how the rights and obligations of the insured relate to the contract, what are the consequences if the insured violates the provisions in the policy. In order to understand the policy or contract, it is necessary to understand the coverage agreement of the insurance policy itself. Fail…
Along with the times and supported by the development of science and technology that is increasing, the higher the level of human life needs, this is due to the rapid development of technology and the high competition in the business world. It is realized that the progress of the times and the development of modern technology that is so fast- paced, then the level of risk that occurs also to ev…
Prudential Pru Padang Branch is responsible for the payment of compensation for the insured's health insurance but this is still contrary to what the insured wants because there is no legal certainty regarding payment even though the insured has completed all the requirements as stated in the information on the terms in the application. claims in the insurance policy. The formulation of the res…
The purpose of the study was to determine the Effectiveness of Traffic Accident Insurance Claim Services at PT. Jasa Raharja (PERSERO) Riau Branch. The indicators of this study were program understanding, right on target, on time, achievement of goals and real change. This type of research is a Descriptive Survey, which prioritizes the Questionnaire List as a data collection tool and the c…
Humans were created by God perfectly and endowed with various advantages. Therefore, as creatures that have more character and mind than other creatures, humans try to overcome feelings of insecurity. Humans work with their minds to overcome insecurities in order to feel safe. Through this effort, humans try to move from uncertainty to certainty so that they can overcome or prevent risks indivi…
Education insurance is an important form of financial protection for individuals in ensuring the future education of their children. In practice, insurance companies are prohibited from delaying or defaulting on claim payments. However, there are cases where insurance companies fail to fulfill their obligations to pay education insurance claims, resulting in financial losses for policyholders. …