Penelitian ini bertujuan untuk menganalisis pengaruh pembiayaan musyarakah dan murabahah terhadap likuiditas Bank Umum Syariah di Indonesia pada periode 2020–2024. Likuiditas merupakan indikator penting dalam menilai kemampuan bank memenuhi kewajiban jangka pendek, sehingga diperlukan pengelolaan pembiayaan yang efektif agar stabilitas keuangan bank tetap terjaga. Penelitian ini menggunakan p…
The aim of this research is to determine the effect of non-performing financing (NPF) which is used as an intervening variable on return on assets (ROA) of loans in the form of mudharabah, musyarakah and murabahah. The current research was conducted on 47 banks that are members of the Financial Services Authority (OJK) between 2020 and 2022. The data used in this research is second level data c…