The background to the problem of the insurance contract must be explained properly to the prospective insured, how the rights and obligations of the insured relate to the contract, what are the consequences if the insured violates the provisions in the policy. In order to understand the policy or contract, it is necessary to understand the coverage agreement of the insurance policy itself. Fail…
Viewed from the legal aspect of the agreement, one of the most basic obligations for public transport companies and consumers is regulated in the provisions of Article 186 of Law No. 22 of 2009 concerning Road Traffic and Transportation which reads: public transport companies are obliged to transport people and/or goods after a transportation agreement is agreed upon and/or a transportation fee…
In Law Number 1 of 1974 Article 1 it is written "Marriage is a physical and spiritual bond between a man and a woman as husband and wife with the aim of forming a happy and eternal family based on Belief in One Almighty God". But there are still many who ignore the purpose of a marriage by carrying out marriages under the hand, where the marriage is a marriage that has no legal force so it is v…
Bank or banking financial institutions have a very important role in a country's economy. A bank is a business entity that collects funds from the public in the form of deposits and distributes them back in the form of credit. PT. BPR Pekanbaru Madani provides a form of credit based on article 10 of the 1998 Law. A less transparent financing process can result in default, causing bad loans. T…
In this study, more emphasis is placed on legal protection for consumers in the misuse of credit features (paylater) by third parties through the shopee marketplace where in fact there is still a lack of all efforts being made to ensure legal certainty to provide protection to consumers, especially the abuse of credit features (paylater) by third parties through the shopee marketplace which has…
In the current era full of digitalization, all needs can be met with information technology. In addition, the financial sector has experienced a significant shift from conventional to digitalization. This is done to improve performance, reduce calculation or audit errors, and optimize transaction processes. In online loan applications in recent years, creditors have required debtors to include …
The Milo Cube food product which does not have a distribution permit is a phenomenon which means that the safety, quality and even nutrition of this product is not guaranteed, this is because any substance can be mixed into it. Of course, these products have the potential to harm consumers, especially if they are consumed by children or even adults. Every processed food made domestically or imp…
All activities in the work environment in our country have been regulated in such a way in a regulation which is the operational basis, namely law. Therefore, there is a need for feasibility in worker safety, so that work safety is guaranteed for workers, especially firefighters. In this case, it is still found that the government is not paying attention to dealing with fire disasters that occu…
Legal protection for business actors is regulated in Law Number 8 of 1999 concerning Consumer Protection in Article 6 letter b concerning the Rights of Business Actors, namely the right to obtain legal protection from the actions of consumers who have bad intentions, but there are still consumers who have bad intentions who can cause losses for business actors. Regarding this research, the auth…
The sale and purchase agreement is deemed to have occurred after reaching an agreement regarding an item and its price, even though the goods have not been delivered and the price has not been paid. In buying and selling online or what is commonly called e-commerce, many use a cash on delivery (COD) transaction system to carry out their buying and selling. Legal protection in online buying and …